We are supervised by Svenska Finansinspektionen, the Swedish Financial Supervisory Authority, who determine our capital ratio requirement. We already comply with the requirements for Solvency 2.
In terms of our reinsurance programme, we share our insurance risk with a panel of large and well-known reinsurance companies, all of which have at least an A-rating. This enables us to provide maximum security for the beneficiaries of our guarantees and underscores our ability to settle claims.
Along with our partner, Lombard Insurance Company, we are one of the largest purchasers of reinsurance on this kind in the global market. This gives us the ability to remain competitive – irrespective of the size of the guarantee requirement. Further information regarding our reinsurance programme is available on request.